It finally arrived- yes, I am one of the last Americans ever to receive their stimulus check!
While I had contemplated what to do with it, and it had been hard, I decided to put it in my ROTH. I’m trying to reach $3K so that I can get into a new fund and further diversify my portfolio with some value funds. That seemed like a better idea than paying down my student loans because in the end, I can afford to keep paying $115 a month for the loan. However, it could cost my retirement portfolio much more over the next 40 years if the portfolio is not well balanced.
What do people think of this decision?
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